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Philicia Baugh

Philicia Baugh

Branch Manager

NMLS #1723160

A native of Charleston, branch manager Philica Baugh is dedicated to assisting homebuyers in purchasing their home. Philicia began her lending career in Fayetteville, NC where she served on the Board of Directors for the Fayetteville Mortgage Bankers Association. Philicia was recognized by the Fayetteville Observer (2020) and Charleston Business Journal (2010) as a 40 Under 40 Award recipient. She also has experience in the legal and higher education fields. When she is not working or volunteering, she enjoys fitness, traveling, and spending time with family.

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Crystal Kultala

Crystal Kultala

Branch Loan Coordinator

Branch Loan Coordinator Crystal Kultala is a proud active duty Army wife and mother to two incredible boys. Crystal has first-hand experience with the struggles military families face during moves and transitions. Crystal has four years of real estate experience and holds her MBA. She is dedicated to helping borrowers understand the process of homebuying and purchase the perfect fit for them and their families. Her drive, strong communication skills, attention to detail and initiative are sure to assist in an incredible homebuying experience!

Veterans United of Charleston, SC

  • 843-278-9500
  • 4000 S. Faber Place Drive, Suite 300, Charleston, SC 29405

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